Comparison
	RETAIL	FinLAB Learning and ACTION Program 1	FinLAB Learning and ACTION Program 2
	SMART EQUITY™ CASH FLOW AND DEBT MANAGEMENT SYSTEM      $1595.00    $9.99 month after first year (guaranteed reduced price)	SMART EQUITY™ CASH FLOW AND  DEBT MANAGEMENT SYSTEM      INCLUDED   $9.99 month after first  year (guaranteed  reduced price)	SMART EQUITY™ CASH FLOW AND DEBT MANAGEMENT SYSTEM      INCLUDED   $9.99 month after first  year (guaranteed  reduced price)
FinLAB CASH FLOW MANAGEMENT SPECIALIST (trained as SMART EQUITY COACH and URSLA REPORT EDUCATOR)	30 minute set up call and check back session monthly for 2/3 months    INCLUDED	3 HOURS total time with Cash Flow Management Specialist includes expanded PLAN and IMPREMENTATION MEETING	7 HOURS total time with CERTIFIED FINANCIAL COACH™** includes expanded PLAN and IMPREMENTATION MEETING
It's nice to know the age you can expect to retire (i.e.65).  It's critical to know the age your financial resources will run out! (i.e.81)   The revolutionary WHEN-Score give you that .. the age when your financial resource will end.  Isn't that what you really need to know?     Click here for more information	WHEN-Score Consumer Program $9.99 a month	WHEN-Score Consumer Program INCLUDED	WHEN-Score Consumer Program INCLUDED  with seperate WHEN-Score Education and Review Session
TOTAL COST	Year one:  TOTAL $1714.88 and 9.95 a month after first year.   Smart Equity Program only:  $1595.00 and then $9.95 a month  after first year	SPECIAL ACTION PACKAGE PRICE w 3 hours Cash Flow Management Specialist Assistance $ 449.00 one time fee Or $99/mo for 5 months   $9.99 month after first year  (guaranteedSmart Equity   reduced price)	SPECIAL ACTION PACKAGE PRICE w 7 hours working with Certified Financial Coach™  $ 999.00 one time fee Or 99/Mo for 10 months    $9.99 month after first year  (guaranteedSmart Equity   reduced price)

SmartEquity™ Coaching: Cost $1595.00 then $9.95 a month after the first year. (click to PURCHASE)

• Clients would be assigned a CASH FLOW MANAGEMENT SPECIALIST* to work with them monthly for a 2 to 3 month period.
• The coach would schedule a 30 minute session using the software and work out a game plan with the client.
• The coach would follow up with the client and compare where they are to where they should be and make adjustments where needed to stay on track. 
• Access to our SmartEquity™ online training course to learn the system. Learn more...
• Clients would receive access to both the SmartEquity™ software as well as the smartequity + accounting system.
• Client that complete our course with an 80% or better score will be given an opportunity to work with us helping others based on availability

FinLAB Learning and ACTION Programs: (click to PURCHASE)

WE HELP YOU WITH A PLAN AND IMPLEMENTATION!! 

 Click here for how it works

• THE PLAN AND IMPLEMENTATION PROGRAM DIRECTLY FOCUSED ON YOUR NEEDS AND HABITS. Your CASH FLOW MANAGEMENT SPECIALIST is trained with additional tools and programs to help you set your plans into motion and reinforce new habits.    Without this it’s wishful thinking that we’ll reach our goals. Statistics show that 97% of people with mortgages know that if you make extra principal payments you can pay off your mortgage faster yet only 3% work on systematically pay off their mortgage faster. We help you understand if it is a good idea and how to do this.  WE LOOK AT ALL DEBT because before paying extra on your mortgage, you need to see if it is a better strategy to pay off OTHER DEBT first. 

 *a Cash Flow Management Specialist has been trained as a Smart Equity™ Coach and also with other Cash Flow Management Tools.