THE LATEST DETAILS ON THE OFFER FOR CERTIFIED FINANCIAL COACH CANDIDATES TO RECEIVE SMART EQUITY TRAINING THROUGH FinLAB HQ.  Agreement between SMART EQUITY's ComCORP and FinLABHQ.com.
 
SUMMARY:  
 
Per agreement:   FinLAB pays ComCORP for DEBT MANAGEMENT TRAINING THROUGH THE SMART EQUITY PROGRAM -- the CANDIDATE also received the SMART EQUITY SOFTWARE FOR A PERIOD OF ONE YEAR.  After one year the candidate may pay another $120.00 or 9.99 a month to maintain their software program. 
 
CANDIDATES completing Debt Management SMART EQUITY training program may be used as SMART EQUITY COACHES and will be paid $50.00 for each client assigned to them. 
 
CANDIDATES may also be part of the FinLAB Learning and ACTION Program and will be paid $50.00 for the SMART EQUITY hour and $75.00 per hour for the additional hours in the package.   Certified Financial Coach's will be paid $50.00 for the SMART EQUITY hour and  85.00 per hour for the additional hours in the package. (see FinLABhq offers by clicking here) 
 
CANDIDATES AND Certified Financial Coaches may charge their own clients for a coaching bundle which includes the SMART EQUITY PROGRAM.   The cost for the SMART EQUITY program in this situation is $200.00 - the CANDIDATE or COACH is directly responsible for the setting up and coaching of the client on the SMART EQUITY program. 
 
CANDIDATES and Certified Financial Coach licensees will work out details for additional program COACHING hours with client directly and will work out details for payment directly.  If Candidate or Certified Financial Coach wishes for FinLAB to set up accounting function, please contact accounting office at FinLABhq through support@finlabhq.com
 
Certified Financial Coaches and "APPROVED EDUCATOR" DESIGNEES may apply for a special COACH BUNDLE program which allows the professional to directly purchase a negotiated $150.00 rate from ComCORP upon recommendation by FinLAB staff or CFC-Registrar.  The cost for this COACH BUNDLE is $330.00 by FinLAB agreement with ComCORP -- PLEASE TALK WITH FinLAB Staff for details at support@finlabhq.com
 
 
 DETAILS:
 

1.  TRAINING THE CERTIFIED FINANCIAL COACH CANDIDATE WITH SMART EQUITY SOFTWARE AND USE OF THE TRAINING PLATFORM:  
 
Per this agreement, FinLAB registers CANDIDATES and Current Certified Financial Coach licensees for $120.00 each for the DEBT MANAGEMENT COURSE TRAINING AND ONE YEAR OF SMART EQUITY SOFTWARE.  Payment sent to CorCOMP Inc per Smart Equity/FinLAB agreement.   Candidates are set them up under their name and will sign up using a standard passcode that is assigned by the CFC-I Registrar so the office of the Registrar can keep track of each Candidates progress.  
 
Once the $135.00 training fee payment is made for a Candidate, FinLAB hq will sign in and registrar Candidate through http://www.smartequitysales.com/best_reg.html and use the Invoice order number on the payment registration form.  
 

The registration for the coursework will be under CANDIDATE's name -- allowing them to receive notice and directions on how to sign up for the SMART EQUITY COACH course.  CFC-Registrar will send Candidate an assigned passcode for their training and ask them to keep the assigned passcode the same throughout their training to check their progress. 

Candidates are asked NOT to change their passcode so CFC-Registrar can perform a regular check -- Candidates are asked to project the length of time they will take to complete the approximately four hours of coursework and testing. 
Candidates are asked to seriuosly consider the acceptance of the coursework program -- the cost of the offer is absorbed by principals of FinLAB, Inc. 
 
Candidates completing the coursework will be offered the ability to be listed as a SMART EQUITY COACH by ComCORP SMART EQUITY program.  Clients needing a SMART EQUITY COACH will be referred to coaches listed in a demographic area based -- there is no guarentee that any one area may have a need for coaches.  The Candidate accepting a SMART EQUITY PROGRAM client will be paid as an independent contractor by ComCORP the sum of $50.00 for their assistance (approximately one hour of time -- approximately 1/2 hour in a set up session and one to two check back sessions totalling at least 1 hour of time).   Candidates must be in good standing with FinLAB as determined by acceptence into Certified Financial Coach programs.  (good standing as determined by our background checks and disclosure rules in becomming a Certified Financial Coach).  
 
PLEASE NOTE:  Since the CFC-Board of Governors performs background checks on CFC-I and CFC-R potential licensees and requires disclosure of any conflict of interest to the public, once a year the CFC-Board of Governors will review the list of individuals allowed to become listed on the SMART EQUITY Coach list.  If the CFC-Board of Governors has any reason to deny the renewal of a CFC-I or CFC-R license, they will be removed from the SMART EQUITY COACH list.     
 
 
2. CANDIDATES FOR CERTIFIED FINANCIAL COACH CERTIFICATION wanting to be a SMART EQUITY COACH for FinLAB offers OR offer  the SMART EQUITY PROGRAM to their leads.   
 
FinLAB will give all CFC-I or CFC-R licensees and Candidates the choice of participating in a FIRST LEVEL CASH FLOW MANAGEMENT SPECIALIST approved package; giving each Candidate the ability to work with people who come to the FinLAB site for a FinLAB Learning and ACTION program.   If the Candidate wants to work with their own leads or clients under a special arrangement with FinLAB during their Certified Financial Coach training, they will use a special package price from FinLAB.  FinLAB will take client payment through a PAY PAL secured account.  FinLAB will then directly pay ComCORP from the client payment.  Candidates wishing to use the SMART EQUITY program for their own clients will have a special link to order the SMART EQUITY program through FinLAB's PayPal accounts.  They will pay the sum of $150.00 per client SMART EQUITY program and will be responsible for setting up their client on the SMART EQUITY program.  (it is the reason they are required to pass training -- also FinLAB may require the Candidate to prove their skills as a SMART EQUITY COACH to insure a high standards are maintained for SPECIALISTS acting as a SMART EQUITY COACH. 
 
The CANDIDATE WILL fill out a form with a temporary password they will give their lead/client.  They will give it to their client to allow the coach and their lead to use it initially together during the first meeting. 
 
Other: 
 
The CFC-I training program is long and rigorous.   If a CANDIDATE decides to leave the Certified Financial Coach program, it does not prevent them from acting as a CASH FLOW MANAGEMENT SPECIALIST.  To continue using the SMART EQUITY program the Candidate must receive a letter of recommendation from a FinLAB staff member or the CFC-Registrar.  These recommended individuals may still retain their CASH FLOW MANAGEMENT SPECIALIST status but will be accountable to the FinLAB back office.  
 
Candidates starting the Certified Financial Coach program and taking an extended period of time to complete the licensing (Candidates are permitted up to 3 years to complete their program) will continue to be permitted to use the SMART EQUITY program only under the FinLAB agreement and will not be allowed to have a direct relationship with CorCOMP  until licensing is complete.     
 
3.  THE CERTIFIED FINANCIAL COACH or OTHER "APPROVED EDUCATOR" DESIGNATIONS AS APPROVED BY FinLAB.**   For coaches wanting to off the program to their clients for $150.00 (Canadian dollars), they will then go through FinLABhq's PAY PAL and request the SPECIAL COACH BUNDLE program.  They will need to be signed off FinLAB as a person who has reached a level of proficiency to work with clients and guide clients through the program with high effectiveness.   With that signoff, they will order the $330.00 COACH BUNDLE package. 
 
When they sign up, they will be directed to then use the the SEC CODE agreed upon by ComCORP and FinLAB which allows they to offer their clients the program at a cost of $150.00.  This $150.00 will be paid by the CFC-I, CFC-R or APPROVED EDUCATOR.  This professional is responsible for the set up coaching of their client for the SMART EQUITY PROGRAM.