Take a closer look
Our FinLABlive programs provide one hour LABs in the following financial literacy areas...
Programs listed in green are also part of the FINANCIAL SURVIVAL SCHOOL
Our Financial Literacy 1 hour LABS help you learn these financial literacy pieces FinLAB Level ONE: FINANCIAL BASICS -- THINGS YOU SHOULD KNOW AND SHOULD BE DOING Watch for select programs online In late 2012 and early 2013 in coorperation with the Financial Educators Resource Center |
| Your Personal Spreadsheet | How developing a personal spreadsheet allows you not only to see financial reality but also help you see the wealth-filled life you already live. Understanding Gross, Net, and knowing how this base information empowers you and your family - great information to learn and teach others. |
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| Record Keeping for your Brain Type | One reason people end up with low credit scores is because their financial record keeping systems don't match with their brain orginizing type. There is freedom in finding out what that you have a natural ability to keep organized if your system matches your brain type. What Brain Organizing Strengths do you have and what easy systems can you put in place to take advantage of your natural ability? Find out and be amazed. |
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Budgets developed to put money (instead of you) on the spot (2 part LAB) | This two part training program has homework but you will find it enjoyable. Think aboout having an employee (YOUR MONEY) and grading how much value it brings into your life. You work with a Certified Financial Coach to learn budgeting concepts that help you come to know your money from a new perspective. Get rid of guilt, blame, shame or concern about the past and start anew with a commitment TO HAVE MONEY SERVE YOU. In part 2, we look at one of the biggest family money leaks and stressors. We teach you to look at what each member of your family finds important and we help you find new ways to use money so it supports what works. You not only become more efficient with the money you have but also find a new way to open family communication around money and wealth. |
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| Comparative Shopping -- new habits, wise choices | What does it take to get a good deal and why might it be important? You learn the Resource Circle Rule and how it keeps you from making snap spending decisions. Participate in a discussion and participate in case study analysis. Share what you learn with the important people in your life as you finalize your homework -- playing a game with people close to you that allows friends and family to look at spending differently. Learn the use of "evidence boxes" as a way to change habits and learn a new perspective regarding spending. |
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| Insurance, Understanding what is important and what is a sales pitch | Insurance. How do you determine what is necessary and how costs of insurance are calculated? How can you tell if you are under or over-insured. Learn from an unbiased insurance coach who is under obligation never to sell you insurance. Find out what insurance companies need to do and the laws around what can and can't be said or promised. Take an insurance survey to see what is needed to give you peace of mind around your coverage decisions while keeping your cash flow in mind. |
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| Saving -- there is more than meets the eye | Learn basics on how banks work and what accounts you need for protection. How much should you really keep in an emergency fund? What about medical savings accounts? Work with your instructor to learn how to research the right bank or credit union in your community to serve your needs. Learn why the pennies you save and earn can make a big difference. |
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| FICO -- It's more than a four letter word | What exactly is FICO and what difference does it make in your everyday life. You would be surprised - it dictates insurance rates, mortgage rates and also can hurt your chances to be hired for that job you really want. Learn general rules to keep your credit score from falling and what it takes to build and keep a good score. Find out what programs are available for Credit Repair and how NOT to become a victim when you may be most financially vulnerable. |
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| The basics of your work benefits and retirement system | You are not alone in not wanting to look at your retirement plan statement when it arrives in the mail. You may be shocked to hear the statistics on where a majority of individuals keep their retirement funds and how little attention most people pay to this asset. Bring in your information regarding your pension plan -- and make sure you are not leaving money on the table by not taking advantage of all financial benefits your company provides. Depending on corporate sponsorship of the FinLAB program, FinLAB instructors have agreed to review retirement system documents prior to this class -- to point out various good and not-as-good features of the plan. |
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Our FinLAB (Financial Literacy And Beyond) training also helps you with ...
FinLAB LEVEL 2: Interacting with the financial world
WHAT YOU NEED TO KNOW TO KEEP YOU FINANCIALLY ALIVE
Includes...... why you can't live your life without leverage (using credit)
so learn a roadmap on how to avoid debt ending up in the driver's seat
A. Public and non-profit resources for consumer assistance
B. Applicable consumer protection rules and regulations
C. Interacting with Banks and Credit Unions
D. Good or Bad Debt -- Leverage
E. Preditory Lending (how when it sounds too good to be true, it is)
F. Credit Card types and costs - relationship to your FICO score
G. Mortgages - Learn the basics
H. Car Loans I. Financial Coaches
J. Financial Investment and other Financial Professionals
K. Investing outside of your job. Finding professionals who are on your side
Personal Action FinLAB sessions include checklists and transformational Experiences -- Developing a new relationship with money and wealth
Individualized FinLAB Short 1-2 hour sessions (may be combined) | FINANCIAL Wealth Camp -- Developing a new relationship with money and wealth HELD AS 3 DAY LIVE EVENT ONLY |
| A. Your Big Wonderful Wealth Filled Epic Life -- A journey where you meet the most important person in your future FinLAB instructors include guest avatars) B. Money as a utility (Circle within the Circle) -- the EAWAHS experience
C. Discovering Life Purpose -- A journey worth taking D. Understanding Kinds of Debt and the red flags you need to know about each.
Unsecured,
Secured &
Government
E. Understanding the Negative Debt Spiral – Why do some individuals experience financial hardships? What you can do protect yourself?
F. Identify Theft - It can happen in minutes and may take many months to clear it up. G. Smart Mortgage decisions -- understanding what the banks know and you can learn
H. Retirement Realities -- The variables you control which make a major difference in your cash flow longevity. Includes your own case study (WHEN-Score) I. Do I open a Business? Rules before deciding Fixed cost, Payroll |
A. Financial success means learning and developing Personal Success Habits (based on learning and using basic rules of finance). B. Personal Transformation Strategies C. Personal Effectiveness Strategies D. Personal Entrepunerial Strategies E. Personal Prosperity Plan F. Personal Financial Freedom G. Personal Branding Strategy |
If you don't have the time, expertise or ability -- who can help?