FINancial Literacy And Beyond

Your HEADQUARTERS FOR hands on learning ..... real life financial experience and skills

 BE THE CHANGE
in your life and the lives of others
 
For individuals interested in having more than a job 
learn what it takes to be empowered regarding
debt and cash flow  as a
CASH FLOW MANAGEMENT SPECIALIST**
take control of money and learn
how make money serve you!

VIEW DEMO and ORDER BELOW

$2,444 RETAIL

DEBT MANAGEMENT TRAINING and more 

$599.00 BEST VALUE,

Click on BUY NOW for ONE TIME PAYMENT

$645.00 over 3 months

TIME PAYMENT

Click on BUY NOW

Across the US and Canada, FinLAB CASH FLOW MANAGEMENT SPECIALISTS  are ready to work with you. 

Your "BE THE CHANGE: Learning and ACTION Package"

includes all you need to start working while you take control of spending and debt

 

APC-75% off RETAIL- START NOW!
Includes Smart Equity DebtMgmt
 

$599 SPECIAL CONFERENCE PRICE 

 

 LEARN WHAT IS INCLUDED IN PROGRAM BELOW

 

  

APCT Be The Change CFMS - 215/mo 3 payments
Includes Smart Equity DebtMgmt
 

THREE CONVENIENT PAYMENTS  

 

 

 

 

 

 

REGULAR $2444 Pricing. Special Conference Pricing (3 days only) $599.00 

 

$ 599.00

SPECIAL PRICING  INCLUDES

 

 

 

PLUS:  Once you are certified, you can offer this package to your clients for $150.00 as their Cash Flow Management Specialist

 

  

  

Work with a Certified Financial Coach

 

 

 

CASH FLOW MANAGEMENT LEADS TO THE QUESTION OF WHEN??

The revolutionary WHEN-Score gives you that .. the age when your financial resource will end.  Isn't that what you really need to know?

 

It's nice to know the age you can expect to retire (i.e.65).  It's critical to know the age your financial resources will run out! (i.e.81)

 

  

Final CERTIFICATION

(includes cost of background check which is required for final certification) 

 

 

SMART EQUITY™ CASH FLOW AND DEBT MANAGEMENT SYSTEM ON-LINE TRAINING

 

Included with package 1 year software use, 30 minute set up call and check back session monthly for 2/3 months AND  guaranteedSmart Equity reduced price of $9.99 month after first year)

Smart Equity Program 

 

$1595.00 VALUE 

  

 

 

 

 

1 Hour with an experienced** CERTIFIED FINANCIAL COACH™ specializing in helping you create a Marketing IMPLEMENTATION Plan to attract clients to you through use of your new Specialist Certification.

    

$200.00 VALUE 

 

 

 

 

 

 

WHEN-SCORE: Training and Software WHEN-Score measure URSLA 

UNBIASED RESOURCE SUSTAINABILITY LONGEVITY AGE  

Includes 3 month PROFESSIONAL SOFTWARE and Marketing system

 

$599.00 VALUE  

 

 

 

 

 

Certificate of Completion and Verification of Credential

$50.00 value

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
 

  

WORK WITH A PARTNER IN LEARNING AND BECOMING
MORE VALUABLE IN YOUR CAREER.     
WHY DO THIS... 

Comments are made all the time that all you have to do is pay down debt and make additional principal payments on your mortgage and you will have a major component of retirement achieved.  Well.. we all know it is probably good advice.

We have to ask ourselves why advice alone doesn’t work and we need to understand human behaviour.

 

Giving people the advice that all you have to do is make additional principal payments is like telling the over 60% of the North American population that are overweight all you have to do is eat less and exercise more.

 

Anyone that’s been struggling with weight their whole life understands that concept but still struggles with weight. The people that succeed use a structured and organized system to loss the weight. That’s why companies like Jenny Craig made close to a billion in sales last year. They understand that that systems work and it’s more than just advice it’s about planning, having the tools and a tracking system.

 

Imagine if you will two people going on a week long boating trip from point A to B. The only difference is one person has a GSP navigation system and the other is using memory. The one using memory may not reach their destination at all and if they do it would have cost them more in fuel and time much than the person using the GSP system.

 

WE HELP YOU WITH A PLAN AND IMPLEMENTATION!!

 

THE PLAN – In order to succeed we need a plan of attack, the tools and a system to track our progress. Without this it’s wishful thinking that we’ll reach our goals. Statistics show that 97% of people with mortgages know that if you make extra principal payments you can pay off your mortgage faster yet only 3% work on systematically pay off their mortgage faster. We help you understand if it is a good idea and how to do this.  WE LOOK AT ALL DEBT because before paying extra on your mortgage, you need to see if it is a better strategy to pay off OTHER DEBT first.